Free Tool

Etsy Fee Calculator

Etsy takes three fees on every sale — and a fourth when Offsite Ads drives it. This calculator stacks them all, with the rates editable and dated, and works backwards to the price a target margin needs.

By Abdul Hannan · Published 15 November 2026 · Updated 15 November 2026

Planning estimate, not financial advice. All figures on this page are estimates or scenarios for planning purposes only, built from the numbers you enter. They are not financial, tax or legal advice, and no earnings are promised. Read the full financial disclaimer.

What this tool does

Enter the item price, the shipping you charge, your item cost and what shipping actually costs you. The calculator applies the US Etsy stack — a 0.20 listing fee, a 6.5% transaction fee on the item plus shipping, and 3% plus 0.25 payment processing — with an Offsite Ads toggle at 15% for shops under 10,000 a year or 12% above it, capped at 100 per order. Every rate is editable in the form, because fees change.

The reverse mode answers the pricing question: enter the margin you want to keep per sale and the calculator works out the item price that leaves it. That is the direction that matters when a listing is priced — the fee stack is fixed, so the price has to move. Rates are dated “last checked 15 November 2026” and should be confirmed on Etsy’s own Fees and Payments Policy before you rely on them.

Try it



















Waiting. Enter the price, shipping and costs, then press Calculate.

How it works

Revenue is the item price plus the shipping charged. The transaction fee is 6.5% of that revenue; payment processing is 3% of the revenue plus 0.25; the listing fee is 0.20 per listing. Offsite Ads, when selected, is 15% or 12% of the revenue, capped at 100 per order. Total fees are the sum, and the margin kept is revenue minus fees minus item cost minus what shipping actually costs.

The reverse mode solves the same stack backwards: the price that leaves the target margin is the target plus item cost, shipping cost and the two fixed fees, minus the shipping charged times the after-fee fraction, all divided by that fraction. The fraction is one minus the transaction, processing and Offsite Ads percentages.

Assumptions and limitations

Fees are Etsy’s US stack, last checked 15 November 2026. Every rate is editable.

  • The transaction fee is charged on the item price plus shipping, not on sales tax. The processing fee is charged on the total the buyer pays.
  • Offsite Ads is 15% for shops under 10,000 in trailing-year sales and 12% above that, capped at 100 per order, and only on orders placed within 30 days of an ad click. Select “none” when the sale did not come through an ad.
  • Payment processing differs by country — the US figures are 3% plus 0.25. Edit the fields for your own country’s rates.
  • Regulatory fees, currency conversion and Etsy Plus are not modelled. Confirm every rate on Etsy’s own Fees and Payments Policy before relying on it.

Worked example

Example (illustrative inputs, not a real listing). A 35 item with 5 shipping charged, 12 item cost, 4 real shipping cost, no Offsite Ads:

ItemFigure
Revenue (35 + 5)40.00
Listing fee0.20
Transaction fee (6.5% of 40)2.60
Processing (3% of 40 + 0.25)1.45
Total Etsy fees4.25
Margin kept (40 − 4.25 − 12 − 4)19.75

Frequently asked questions

Why does Etsy charge the transaction fee on shipping?

Because Etsy’s fee is charged on the total sale — item price plus shipping and gift wrap — not on the item alone. Pricing shipping below its real cost does not dodge the fee; it just moves the loss onto you.

When does Offsite Ads apply?

Only when a buyer clicks an Etsy-placed ad and buys within 30 days. Shops under 10,000 in trailing-year sales can opt out; above that it is mandatory. The rate is 15% below the threshold and 12% above it, capped at 100 per order.

Do the rates differ outside the US?

Yes — payment processing especially. The US figures are 3% plus 0.25; other countries pay different percentages and fixed fees in their own currency. Edit the fields to your country’s rates from Etsy’s own policy page.

Why does the reverse mode need a target margin?

Because a price built from costs alone ignores the fees. The reverse mode starts from the margin you want to keep and works out the price that leaves it after Etsy’s stack — which is the direction a listing price should be built in.